How to Establish Credit in the shortest period without a credit card?
My research on How To Build Credit is without using credit cards, and it is rather confusing. Others are proposing the use of small loans or the issuance of authorized user status in order to begin the history building process. It appears to be the reliability in payments. I wonder whether any of you here has ever been able to develop credit without card. Which strategies proved to be most effective to you.
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